/* ============================================================
   Sharp3838.com — Base Stylesheet
   Mobile-first · No framework · Lightweight
   ============================================================ */

/* --- CSS Custom Properties --------------------------------- */
:root {
    --color-primary: #1a5f2a;
    --color-primary-dark: #0e3d1a;
    --color-primary-light: #e8f5e9;
    --color-accent: #f59e0b;
    --color-accent-dark: #d97706;
    --color-text: #1e293b;
    --color-text-light: #64748b;
    --color-bg: #ffffff;
    --color-bg-alt: #f8fafc;
    --color-bg-dark: #0f172a;
    --color-border: #e2e8f0;
    --color-success: #16a34a;
    --color-warning: #eab308;
    --color-danger: #dc2626;

    --font-body: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;
    --font-heading: 'Segoe UI', Roboto, 'Helvetica Neue', Arial, sans-serif;

    --container-max: 1200px;
    --container-padding: 1rem;
    --content-max: 800px;
    --border-radius: 8px;
    --shadow-sm: 0 1px 3px rgba(0, 0, 0, 0.08);
    --shadow-md: 0 4px 12px rgba(0, 0, 0, 0.1);
    --shadow-lg: 0 8px 24px rgba(0, 0, 0, 0.12);
    --transition: 0.2s ease;
}

/* ============================================================
   1. RESET
   ============================================================ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body {
    font-family: var(--font-body);
    font-size: clamp(1rem, 0.95rem + 0.25vw, 1.125rem);
    line-height: 1.7;
    color: var(--color-text);
    background: var(--color-bg);
    min-height: 100vh;
    display: flex;
    flex-direction: column;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--color-primary); text-decoration: none; transition: color var(--transition); }
a:hover { color: var(--color-primary-dark); text-decoration: underline; }
ul, ol { list-style: none; }

/* ============================================================
   2. LAYOUT
   ============================================================ */
.container {
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 0 var(--container-padding);
}

/* ============================================================
   3. TYPOGRAPHY
   ============================================================ */
h1, h2, h3, h4 {
    font-family: var(--font-heading);
    font-weight: 700;
    line-height: 1.25;
    color: var(--color-text);
}
h1 { font-size: clamp(1.75rem, 1.5rem + 1.25vw, 2.75rem); margin-bottom: 1rem; }
h2 { font-size: clamp(1.375rem, 1.2rem + 0.75vw, 2rem); margin: 2.5rem 0 1rem; }
h3 { font-size: clamp(1.125rem, 1rem + 0.5vw, 1.5rem); margin: 2rem 0 0.75rem; }
h4 { font-size: clamp(1rem, 0.95rem + 0.25vw, 1.25rem); margin: 1.5rem 0 0.5rem; }
p { margin-bottom: 1rem; }
strong { font-weight: 600; }
small { font-size: 0.8rem; }

/* ============================================================
   4. SITE HEADER  (includes/header.php)
   ============================================================ */
.site-header {
    background: var(--color-bg);
    border-bottom: 2px solid var(--color-primary);
    position: sticky;
    top: 0;
    z-index: 100;
    box-shadow: var(--shadow-sm);
}
.site-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding-top: 0.75rem;
    padding-bottom: 0.75rem;
}
.site-logo img { height: 36px; width: auto; }

/* --- Nav Toggle (mobile hamburger) --- */
.nav-toggle {
    display: flex;
    flex-direction: column;
    gap: 5px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0.5rem;
}
.nav-toggle:focus-visible { outline: 2px solid var(--color-primary); outline-offset: 2px; border-radius: 4px; }
.nav-toggle__bar {
    width: 24px;
    height: 2px;
    background: var(--color-text);
    transition: transform var(--transition), opacity var(--transition);
    display: block;
}
.nav-toggle[aria-expanded="true"] .nav-toggle__bar:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
.nav-toggle[aria-expanded="true"] .nav-toggle__bar:nth-child(2) { opacity: 0; }
.nav-toggle[aria-expanded="true"] .nav-toggle__bar:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

/* --- Main Navigation (mobile: hidden, toggled) --- */
.main-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--color-bg);
    border-top: 1px solid var(--color-border);
    box-shadow: var(--shadow-md);
    z-index: 99;
}
.main-nav--open { display: block; }
.main-nav__list { padding: 0.5rem 0; }
.main-nav__item a,
.main-nav__dropdown-toggle {
    display: block;
    padding: 0.75rem var(--container-padding);
    font-size: 0.95rem;
    font-weight: 500;
    color: var(--color-text);
    text-decoration: none;
    border: none;
    background: none;
    width: 100%;
    text-align: left;
    cursor: pointer;
    font-family: inherit;
    line-height: 1.4;
    transition: background var(--transition), color var(--transition);
}
.main-nav__item a:hover,
.main-nav__dropdown-toggle:hover { background: var(--color-bg-alt); color: var(--color-primary); text-decoration: none; }
.main-nav__item a:focus-visible,
.main-nav__dropdown-toggle:focus-visible { outline: 2px solid var(--color-primary); outline-offset: -2px; }
.main-nav__item--active > a,
.main-nav__item--active > .main-nav__dropdown-toggle { color: var(--color-primary); font-weight: 600; }

/* Dropdown sub-menus */
.main-nav__dropdown { display: none; background: var(--color-bg-alt); }
.main-nav__dropdown.main-nav__dropdown--open { display: block; }
.main-nav__dropdown li { }
.main-nav__dropdown a { padding-left: calc(var(--container-padding) + 1rem); font-weight: 400; }
.main-nav__dropdown a[aria-current="page"] { color: var(--color-primary); font-weight: 600; }

/* ============================================================
   5. CONTENT AREA  (all templates: <main class="content">)
   ============================================================ */
.content {
    flex: 1;
    max-width: var(--container-max);
    margin: 0 auto;
    padding: 2rem var(--container-padding) 3rem;
    width: 100%;
}

/* Article pages: cap width for readability */
.content > article { max-width: var(--content-max); }

/* Homepage uses .container inside .content — don't cap width */
.content > .container { max-width: none; }

/* Article typography */
.content article p,
.content article ul,
.content article ol { margin-bottom: 1rem; }
.content article ul,
.content article ol { padding-left: 1.5rem; }
.content article ul { list-style: disc; }
.content article ol { list-style: decimal; }
.content article li { margin-bottom: 0.4rem; }
.content article section { margin-bottom: 1rem; }

/* Blockquote (inline use if needed) */
.content article blockquote {
    border-left: 4px solid var(--color-primary);
    padding: 0.75rem 1.25rem;
    margin: 1.5rem 0;
    background: var(--color-bg-alt);
    color: var(--color-text-light);
    font-style: italic;
}

/* ============================================================
   6. TABLES
   ============================================================ */
.table-responsive {
    overflow-x: auto;
    margin: 1.5rem 0;
    -webkit-overflow-scrolling: touch;
}
table {
    width: 100%;
    border-collapse: collapse;
    font-size: 0.9rem;
}
th, td {
    padding: 0.75rem 1rem;
    text-align: left;
    border-bottom: 1px solid var(--color-border);
    vertical-align: top;
}
th { background: var(--color-bg-alt); font-weight: 600; white-space: nowrap; }
tr:hover td { background: rgba(232, 245, 233, 0.4); }

/* Buttons inside table cells */
td .btn { padding: 0.5rem 1.25rem; font-size: 0.85rem; white-space: nowrap; }

/* Comparison table */
.comparison-table { margin: 2rem 0; }
.comparison-table th:first-child { min-width: 140px; }
.comparison-table .highlight { background: var(--color-primary-light); font-weight: 600; }

/* ============================================================
   7. BUTTONS
   ============================================================ */
.btn {
    display: inline-block;
    padding: 0.75rem 1.75rem;
    font-size: 0.95rem;
    font-weight: 600;
    text-decoration: none;
    border-radius: var(--border-radius);
    transition: background var(--transition), transform var(--transition), box-shadow var(--transition);
    text-align: center;
    cursor: pointer;
    border: none;
    font-family: inherit;
    line-height: 1.4;
}
.btn:hover { text-decoration: none; transform: translateY(-1px); box-shadow: var(--shadow-sm); }
.btn:focus-visible { outline: 2px solid var(--color-primary-dark); outline-offset: 2px; }
.btn:active { transform: translateY(0); }

.btn--primary { background: var(--color-primary); color: #fff; }
.btn--primary:hover { background: var(--color-primary-dark); color: #fff; }

.btn--secondary { background: var(--color-bg); color: var(--color-primary); border: 2px solid var(--color-primary); }
.btn--secondary:hover { background: var(--color-primary); color: #fff; }

.btn--cta { background: var(--color-accent); color: var(--color-text); }
.btn--cta:hover { background: var(--color-accent-dark); color: #fff; }

.btn--cta-large { background: var(--color-accent); color: var(--color-text); padding: 1rem 2.5rem; font-size: 1.1rem; }
.btn--cta-large:hover { background: var(--color-accent-dark); color: #fff; }

/* ============================================================
   8. HERO  (template-homepage.php)
   ============================================================ */
.hero {
    background: linear-gradient(135deg, var(--color-bg-dark), #1e3a2f);
    color: #fff;
    padding: 3rem var(--container-padding);
    text-align: center;
}
.hero h1 { color: #fff; margin-bottom: 1rem; }
.hero p {
    color: #cbd5e1;
    max-width: 640px;
    margin: 0 auto 1.5rem;
    font-size: clamp(1rem, 0.95rem + 0.25vw, 1.15rem);
}
.hero .btn { margin-top: 0.5rem; }

/* ============================================================
   9. BROKER CARDS — PARTNER LIST  (includes/partner-list.php)
   ============================================================ */
.partner-list { margin: 3rem 0; }
.partner-list h3 { text-align: center; margin-bottom: 1.5rem; }

.broker-cards {
    display: flex;
    flex-direction: column;
    gap: 1.5rem;
    padding: 0;
    list-style: none;
}

.broker-card {
    display: flex;
    flex-direction: column;
    border: 2px solid var(--color-border);
    border-radius: var(--border-radius);
    padding: 1.5rem;
    position: relative;
    background: var(--color-bg);
    box-shadow: var(--shadow-sm);
    transition: box-shadow var(--transition), border-color var(--transition);
}
.broker-card:hover { box-shadow: var(--shadow-md); }

/* Featured card (#1) */
.broker-card--featured { border-color: var(--color-primary); }
.broker-card--featured::after {
    content: 'Top Pick';
    position: absolute;
    top: -0.75rem;
    right: 1rem;
    background: var(--color-primary);
    color: #fff;
    font-size: 0.75rem;
    font-weight: 600;
    padding: 0.2rem 0.75rem;
    border-radius: 4px;
    letter-spacing: 0.02em;
}

.broker-rank {
    font-size: 1.25rem;
    font-weight: 700;
    color: var(--color-primary);
    margin-bottom: 0.5rem;
    display: block;
}

.broker-card__header { margin-bottom: 1rem; }
.broker-card__header img { max-height: 36px; width: auto; }

.broker-card__body { flex: 1; }
.broker-card__name { font-size: 1.1rem; display: block; margin-bottom: 0.15rem; }
.broker-card__tagline { font-size: 0.9rem; color: var(--color-text-light); margin: 0.25rem 0 0.75rem; }

.broker-card__highlights {
    list-style: none;
    padding: 0;
    font-size: 0.875rem;
    margin: 0;
}
.broker-card__highlights li {
    padding: 0.25rem 0 0.25rem 1.25rem;
    position: relative;
    margin-bottom: 0;
}
.broker-card__highlights li::before {
    content: '\2713';
    position: absolute;
    left: 0;
    color: var(--color-success);
    font-weight: 700;
}

.broker-card__footer {
    margin-top: auto;
    padding-top: 1rem;
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    align-items: flex-start;
}
.broker-card__review-link {
    font-size: 0.85rem;
    color: var(--color-text-light);
    transition: color var(--transition);
}
.broker-card__review-link:hover { color: var(--color-primary); }

/* ============================================================
   10. CTA BOX — IN-CONTENT  (includes/cta-primary.php)
   ============================================================ */
.cta-box {
    margin: 2.5rem 0;
    border-radius: var(--border-radius);
    overflow: hidden;
}
.cta-box--primary {
    background: linear-gradient(135deg, var(--color-primary-light), #dbeafe);
    border-left: 4px solid var(--color-primary);
}
.cta-box__content { padding: 1.5rem; }
.cta-box__title { font-size: 1.15rem; display: block; margin-bottom: 0.5rem; color: var(--color-text); }
.cta-box__content p { font-size: 0.95rem; color: var(--color-text-light); margin-bottom: 1rem; }
.cta-box__content .btn { display: inline-block; }

/* ============================================================
   11. CTA FOOTER  (includes/cta-footer.php)
   ============================================================ */
.cta-footer {
    background: var(--color-bg-dark);
    color: #fff;
    text-align: center;
    padding: 3rem var(--container-padding);
}
.cta-footer h3 { color: #fff; margin-top: 0; margin-bottom: 0.75rem; }
.cta-footer p { color: #cbd5e1; max-width: 600px; margin: 0 auto 1.5rem; }
.cta-footer .btn { display: inline-block; }
.cta-footer small { display: block; margin-top: 1rem; color: #94a3b8; font-size: 0.8rem; }

/* ============================================================
   12. SITE FOOTER  (includes/footer.php)
   ============================================================ */
.site-footer {
    background: var(--color-bg-alt);
    border-top: 1px solid var(--color-border);
    padding: 3rem 0 1.5rem;
}
.site-footer__grid {
    display: flex;
    flex-direction: column;
    gap: 2rem;
    margin-bottom: 2rem;
}
.site-footer__about p {
    font-size: 0.875rem;
    color: var(--color-text-light);
    margin-top: 0.75rem;
    max-width: 320px;
    line-height: 1.6;
}
.site-footer__logo img { height: 28px; width: auto; }
.site-footer__links h4 { font-size: 0.95rem; margin-bottom: 0.5rem; color: var(--color-text); }
.site-footer__links ul { list-style: none; padding: 0; }
.site-footer__links li { margin-bottom: 0.3rem; }
.site-footer__links a { font-size: 0.85rem; color: var(--color-text-light); }
.site-footer__links a:hover { color: var(--color-primary); text-decoration: underline; }
.site-footer__bottom { border-top: 1px solid var(--color-border); padding-top: 1.5rem; }
.site-footer__legal { display: flex; flex-wrap: wrap; gap: 0.5rem; margin-bottom: 0.75rem; align-items: center; }
.site-footer__legal a { font-size: 0.8rem; color: var(--color-text-light); }
.site-footer__legal a:hover { color: var(--color-primary); }
.site-footer__sep { color: var(--color-border); font-size: 0.8rem; user-select: none; }
.site-footer__copy { font-size: 0.75rem; color: var(--color-text-light); }

/* ============================================================
   13. RATING BOX  (template-review.php)
   ============================================================ */
.rating-box {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    background: var(--color-bg-alt);
    padding: 0.75rem 1.25rem;
    border-radius: var(--border-radius);
    border: 1px solid var(--color-border);
    margin: 1rem 0 1.5rem;
}
.rating-box__score { font-size: 1.75rem; font-weight: 700; color: var(--color-primary); line-height: 1; }
.rating-box__label { font-size: 0.85rem; color: var(--color-text-light); }

/* ============================================================
   14. KEY FACTS BOX  (template-review.php)
   ============================================================ */
.key-facts {
    background: var(--color-bg-alt);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius);
    padding: 1.25rem;
    margin: 1.5rem 0 2rem;
}
.key-facts h4 { margin-top: 0; margin-bottom: 0.75rem; }
.key-facts dl {
    display: grid;
    grid-template-columns: auto 1fr;
    gap: 0.5rem 1rem;
    margin: 0;
}
.key-facts dt { font-weight: 600; font-size: 0.875rem; color: var(--color-text); }
.key-facts dd { font-size: 0.875rem; color: var(--color-text-light); margin: 0; }

/* ============================================================
   15. PROS / CONS  (template-review.php)
   ============================================================ */
.pros-cons {
    display: flex;
    flex-direction: column;
    gap: 1rem;
    margin: 2rem 0;
}
.pros-list, .cons-list {
    padding: 1.25rem;
    border-radius: var(--border-radius);
    flex: 1;
}
.pros-list { background: #f0fdf4; border: 1px solid #bbf7d0; }
.cons-list { background: #fef2f2; border: 1px solid #fecaca; }
.pros-list h4 { color: var(--color-success); margin-top: 0; margin-bottom: 0.5rem; }
.cons-list h4 { color: var(--color-danger); margin-top: 0; margin-bottom: 0.5rem; }
.pros-list ul, .cons-list ul { list-style: none; padding: 0; margin: 0; }
.pros-list li, .cons-list li {
    padding: 0.3rem 0 0.3rem 1.5rem;
    position: relative;
    font-size: 0.9rem;
    margin-bottom: 0.15rem;
}
.pros-list li::before { content: '\2713'; position: absolute; left: 0; color: var(--color-success); font-weight: 700; }
.cons-list li::before { content: '\2717'; position: absolute; left: 0; color: var(--color-danger); font-weight: 700; }

/* ============================================================
   16. TIP BOX  (template-review.php, template-guide.php, template-comparison.php)
   ============================================================ */
.tip-box {
    background: #fffbeb;
    border: 1px solid #fcd34d;
    border-left: 4px solid var(--color-accent);
    border-radius: var(--border-radius);
    padding: 1.25rem;
    margin: 2rem 0;
    font-size: 0.95rem;
}
.tip-box strong {
    display: block;
    margin-bottom: 0.35rem;
    color: var(--color-accent-dark);
    font-size: 0.9rem;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}
.tip-box p { margin-bottom: 0; }

/* ============================================================
   17. FAQ SECTION  (template-guide.php)
   ============================================================ */
.faq-section { margin: 2.5rem 0; }
.faq-item { border-bottom: 1px solid var(--color-border); }
.faq-item summary {
    padding: 1rem 0;
    font-weight: 600;
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 1rem;
    transition: color var(--transition);
}
.faq-item summary:hover { color: var(--color-primary); }
.faq-item summary:focus-visible { outline: 2px solid var(--color-primary); outline-offset: -2px; }
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
    content: '+';
    font-size: 1.25rem;
    color: var(--color-text-light);
    flex-shrink: 0;
    transition: transform var(--transition);
}
.faq-item[open] summary::after { content: '\2212'; }
.faq-item .faq-answer { padding: 0 0 1rem; font-size: 0.95rem; color: var(--color-text-light); }
.faq-item .faq-answer p { margin-bottom: 0.5rem; }

/* ============================================================
   18. GLOSSARY  (template-glossary.php)
   ============================================================ */

/* Alphabet quick-nav bar */
.glossary-nav {
    display: flex;
    flex-wrap: wrap;
    gap: 0.35rem;
    margin: 1.5rem 0 2rem;
    padding: 1rem;
    background: var(--color-bg-alt);
    border-radius: var(--border-radius);
    border: 1px solid var(--color-border);
}
.glossary-nav a {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    width: 2.25rem;
    height: 2.25rem;
    font-weight: 600;
    font-size: 0.9rem;
    border-radius: 4px;
    color: var(--color-primary);
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    transition: background var(--transition), color var(--transition);
    text-decoration: none;
}
.glossary-nav a:hover {
    background: var(--color-primary);
    color: #fff;
    text-decoration: none;
}

/* Definition list */
.glossary-list {
    margin: 0 0 1.5rem;
    padding: 0;
}
.glossary-entry {
    padding: 1rem 0;
    border-bottom: 1px solid var(--color-border);
}
.glossary-entry:last-child { border-bottom: none; }
.glossary-entry dt {
    font-weight: 700;
    font-size: 1.05rem;
    color: var(--color-text);
    margin-bottom: 0.35rem;
}
.glossary-entry dd {
    font-size: 0.95rem;
    color: var(--color-text-light);
    margin: 0;
    line-height: 1.65;
}
.glossary-entry dd a { font-weight: 500; }

/* Letter headings in glossary */
.content article > section > h2:only-of-type,
.glossary-list + section h2 { /* handled by base h2 */ }

/* ============================================================
   19. CONTACT FORM  (template-contact.php)
   ============================================================ */
.contact-form {
    max-width: 560px;
    margin: 1.5rem 0 2rem;
}
.form-group {
    margin-bottom: 1.25rem;
}
.form-group label {
    display: block;
    font-weight: 600;
    font-size: 0.9rem;
    margin-bottom: 0.35rem;
    color: var(--color-text);
}
.form-group input,
.form-group select,
.form-group textarea {
    width: 100%;
    padding: 0.7rem 0.85rem;
    font-size: 0.95rem;
    font-family: inherit;
    line-height: 1.5;
    color: var(--color-text);
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-radius: var(--border-radius);
    transition: border-color var(--transition), box-shadow var(--transition);
    appearance: none;
    -webkit-appearance: none;
}
.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--color-primary);
    box-shadow: 0 0 0 3px rgba(26, 95, 42, 0.15);
}
.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--color-text-light);
    opacity: 0.7;
}
.form-group select {
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2364748b' stroke-width='1.5' fill='none'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 0.85rem center;
    background-size: 12px 8px;
    padding-right: 2.5rem;
}
.form-group textarea { resize: vertical; min-height: 120px; }
.contact-form .btn { margin-top: 0.5rem; }
.form-note { font-size: 0.82rem; color: var(--text-muted, #666); margin-top: 0.5rem; }
.required { color: #c0392b; font-weight: 700; }
.alert { padding: 1rem 1.25rem; border-radius: 6px; margin-bottom: 1.5rem; font-size: 0.95rem; }
.alert--success { background: #eafaf1; border: 1px solid #27ae60; color: #1a7a43; }
.alert--error { background: #fdedec; border: 1px solid #c0392b; color: #922b21; }

/* ============================================================
   20. COOKIE BANNER
   ============================================================ */
.cookie-banner {
    display: none;
    position: fixed;
    bottom: 0;
    left: 0;
    right: 0;
    z-index: 200;
    background: var(--color-bg-dark);
    color: #cbd5e1;
    padding: 1rem var(--container-padding);
    box-shadow: 0 -4px 16px rgba(0,0,0,0.25);
    border-top: 2px solid var(--color-primary);
}
.cookie-banner--visible {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1.5rem;
    flex-wrap: wrap;
}
.cookie-banner p {
    margin: 0;
    font-size: 0.875rem;
    line-height: 1.5;
    flex: 1;
    min-width: 200px;
}
.cookie-banner p a { color: var(--color-accent); text-decoration: underline; }
.cookie-banner p a:hover { color: #fff; }
.cookie-banner__actions {
    display: flex;
    gap: 0.75rem;
    flex-shrink: 0;
}
.cookie-banner__accept,
.cookie-banner__decline {
    padding: 0.5rem 1.25rem;
    font-size: 0.875rem;
}
.cookie-banner__decline {
    color: #cbd5e1;
    border-color: #475569;
    background: transparent;
}
.cookie-banner__decline:hover {
    background: #475569;
    color: #fff;
}

/* ============================================================
   20b. FEATURE LIST  (numbered highlight cards — index.php etc.)
   ============================================================ */
.feature-list {
    list-style: none;
    padding: 0;
    margin: 1.5rem 0 2rem;
    display: flex;
    flex-direction: column;
    gap: 0.875rem;
    counter-reset: feat-counter;
}
.feature-list > li {
    counter-increment: feat-counter;
    position: relative;
    padding: 1.1rem 1.25rem 1.1rem 3.75rem;
    background: var(--color-bg);
    border: 1px solid var(--color-border);
    border-left: 3px solid var(--color-primary);
    border-radius: 0 var(--border-radius) var(--border-radius) 0;
    box-shadow: var(--shadow-sm);
    margin: 0;
    line-height: 1.65;
    transition: box-shadow var(--transition), border-color var(--transition);
}
.feature-list > li:hover {
    box-shadow: var(--shadow-md);
    border-left-color: var(--color-primary-dark);
}
.feature-list > li::before {
    content: counter(feat-counter);
    position: absolute;
    left: 0.9rem;
    top: 1.1rem;
    width: 1.75rem;
    height: 1.75rem;
    background: var(--color-primary);
    color: #fff;
    border-radius: 50%;
    font-size: 0.78rem;
    font-weight: 700;
    line-height: 1.75rem;
    text-align: center;
}
.feature-list > li strong {
    display: block;
    font-size: 0.975rem;
    color: var(--color-primary-dark);
    margin-bottom: 0.2rem;
    letter-spacing: 0.01em;
}

/* ============================================================
   20b. LINK LIST  (arrow nav links — index.php guides section)
   ============================================================ */
.link-list {
    list-style: none;
    padding: 0;
    margin: 0.75rem 0 1.5rem;
    display: grid;
    grid-template-columns: 1fr;
    gap: 0.3rem;
}
.link-list > li {
    margin: 0;
    padding: 0;
}
.link-list > li a {
    display: flex;
    align-items: baseline;
    gap: 0.6rem;
    padding: 0.5rem 0.75rem;
    border-radius: 4px;
    font-size: 0.95rem;
    transition: background var(--transition);
    text-decoration: none;
}
.link-list > li a::before {
    content: '→';
    color: var(--color-primary);
    font-weight: 700;
    font-size: 0.875rem;
    flex-shrink: 0;
}
.link-list > li a:hover {
    background: var(--color-primary-light);
    text-decoration: none;
}

/* ============================================================
   21. UTILITY CLASSES
   ============================================================ */
.sr-only {
    position: absolute;
    width: 1px;
    height: 1px;
    padding: 0;
    margin: -1px;
    overflow: hidden;
    clip: rect(0, 0, 0, 0);
    white-space: nowrap;
    border: 0;
}
.text-center { text-align: center; }
.text-light { color: var(--color-text-light); }
.mt-0 { margin-top: 0; }
.mb-0 { margin-bottom: 0; }

/* ============================================================
   TABLET — 768px
   ============================================================ */
@media (min-width: 768px) {
    :root { --container-padding: 1.5rem; }

    /* Broker cards → horizontal */
    .broker-cards { flex-direction: row; flex-wrap: wrap; }
    .broker-card { flex: 1; min-width: 280px; }

    /* Pros/cons → side by side */
    .pros-cons { flex-direction: row; }

    /* Key facts → wider label column */
    .key-facts dl { grid-template-columns: 160px 1fr; }

    /* Footer grid */
    .site-footer__grid { flex-direction: row; flex-wrap: wrap; }
    .site-footer__about { flex: 1 1 100%; }
    .site-footer__links { flex: 1; min-width: 160px; }

    /* Glossary nav → more compact */
    .glossary-nav { gap: 0.25rem; }
    .glossary-nav a { width: 2rem; height: 2rem; font-size: 0.85rem; }

    /* Contact form wider */
    .contact-form { max-width: 600px; }

    /* Link list → 2 columns */
    .link-list { grid-template-columns: 1fr 1fr; }
}

/* ============================================================
   DESKTOP — 1024px
   ============================================================ */
@media (min-width: 1024px) {
    :root {
        --container-padding: 2rem;
        --content-max: 860px;
    }

    /* Desktop navigation */
    .nav-toggle { display: none; }
    .main-nav {
        display: block;
        position: static;
        background: transparent;
        border: none;
        box-shadow: none;
    }
    .main-nav__list { display: flex; align-items: center; gap: 0; padding: 0; }
    .main-nav__item { position: relative; }
    .main-nav__item a,
    .main-nav__dropdown-toggle { padding: 0.5rem 0.85rem; font-size: 0.875rem; }

    /* Desktop dropdowns: hover-triggered */
    .main-nav__dropdown {
        display: none;
        position: absolute;
        top: 100%;
        left: 0;
        min-width: 240px;
        background: var(--color-bg);
        border: 1px solid var(--color-border);
        border-radius: var(--border-radius);
        box-shadow: var(--shadow-md);
        padding: 0.5rem 0;
        z-index: 50;
    }
    .main-nav__item--dropdown:hover .main-nav__dropdown,
    .main-nav__dropdown.main-nav__dropdown--open { display: block; }
    .main-nav__dropdown a { padding: 0.5rem 1.25rem; font-size: 0.85rem; }

    /* Footer */
    .site-footer__about { flex: 0 0 300px; }

    /* Hero */
    .hero { padding: 4.5rem var(--container-padding); }

    /* CTA box wider padding */
    .cta-box__content { padding: 2rem; }
}

/* ============================================================
   WIDE — 1280px
   ============================================================ */
@media (min-width: 1280px) {
    .broker-card { min-width: 0; }
    .broker-card__footer { flex-direction: row; align-items: center; gap: 1rem; }

    /* Footer: about block no longer full-width */
    .site-footer__about { flex: 0 0 320px; }
}

/* ============================================================
   PRINT
   ============================================================ */
@media print {
    .site-header, .nav-toggle, .main-nav,
    .cta-box, .cta-footer, .partner-list,
    .site-footer { display: none; }
    body { font-size: 12pt; color: #000; }
    .content { padding: 0; max-width: 100%; }
    a { color: #000; text-decoration: underline; }
    a[href]::after { content: " (" attr(href) ")"; font-size: 0.8em; }
}